It seems almost sacrilegious to say so, but money can heal the human soul. Of course, you cannot pray to it, worship it, or even believe in it, but money can definitely heal the soul. This is particularly the case when we consider the collective soul of a people. Yoruba elders of West Africa will sometimes say, Charity is the father of sacrifice. It means that charity is a practice that transforms the otherwise ordinary act of giving into something sacred. In a more practical sense, this proverb reflects the communal support that is built into the Yoruba spiritual tradition, which is governed by Ifa Divination. That is, when Yoruba people make important decisions, they traditionally visit the Babalawo (Ifa priest) in order to consult the Ifa oracle. Each divination is activated through sacrifice, which typically includes goats, chickens, yams and other foods. And while a small portion of the sacrifice is offered at the altar, the vast majority is prepared and shared with the family and local community. And so it is that, the community is continuously being nourished by the spiritual pursuits of its members, whose sacrifices are not considered complete until they have been shared with the people. 

Thus, Yoruba tradition demonstrates both secular and sacred ways in which giving and receiving go together. You cannot have one without the other. More importantly, when you give, and someone receives, both parties are elevated a little closer to the highest aspirations of humanity. Recall, for example, a time when you freely gave someone a gift. As the giver, your spirit was elevated through your generosity. When you give something away as a gift, you experience a unique mix of freedom, combined with a sense of hope. Likewise, think of a time when you received a gift or love offering. Maybe it was something you received from a small child, a dear friend or an elderly grandparent. When you are the recipient of a gift, your spirit is elevated by accepting the love expressed in the offering, as well as the implicit obligation to make good on the gift. In this way, the Good Condition manifests through the act of giving and receiving. 

Now, let's give some consideration to what happens when people give and receive money as a form of offering or sacrifice. In the same way that the community is fed each time someone consults Ifa, the community can also be increased by monetary offerings. That is, in exactly the same ways that the human body is healed through the circulation of blood - which is enriched by healthy foods - the collective body can be healed through the circulation of money. This is what we call the adugbo, or commonwealth. Libraries, parks, schools, temples, streams, air, forests, gardens, language, arts, folklore and tradition are all features of the commonwealth. They belong to everyone. Most significantly, when the commonwealth is made financially strong, even individuals who lack money are enriched, their spirits are perpetually lifted. 


Enriching the Adugbo
The heart of the adugbo is the Agbole, which represents the most basic social and political unit of the commonwealth. Stated another way, the Agbole organizes a network of social institutions that provide a range of human services. In this way, the adugbo cultivates village culture, which is commonly expressed as good character. Of this, the Holy Odu ObaraIwori teaches the following:

Orobanta-awuwobi-owu divined Ifa for the world 
on the day all the world’s people 
declared that money is the most important thing in the world. 
They would give up everything and continue to run after money. 
Orunmila said: Your thoughts about money are right 
and your thoughts about money are wrong. 
Ifa is what we should honor. 
We should continue to adore both of them. 
Money exalts a person; money can spoil a person’s character. 
If anyone has too much love for money, his character will be spoiled. 
Good character is the essence of beauty. 
If you have money, it does not prevent you from becoming blind, mad, lame, and sick. 
You can be infected by diseases. 
You should go and increase your wisdom, readjust your thinking. 
Cultivate good character, acquire wisdom, go and perform sacrifice 
in order that you may be at ease. 
They asked, “What is the sacrifice? 
The sacrifice included rats, fish, goats, a calabash of cornmeal, a calabash of bean meal, and twenty thousand cowries. 
They refused to sacrifice. 
They insulted and ridiculed the babalawos and other practitioners of traditional medicine. After a while, they began to be sick. 
They were ill and sad and had nobody to attend them. 
They were dying daily. 
They were faced with the problems of decaying bodies 
and could not ask the babalawos and others for help. 
When they could no longer bear the burden, 
they went and apologized to the babalawos. 
Since that day, the babalawos have been treated with honor in the world.
- Holy Odu ObaraIwori

And so, it is through our spiritual discipline that we can use money to bring about the Good Condition. Learn more about how you can get involved. Act Now!

In Spanish, there is a popular phrase that says, "Abuelo arriero, hijo caballero, nieto pordiosero," which is translated as, "Grandfather, hard worker. Son, gentleman. Grandson, beggar." It means that family wealth is typically gained and lost within three generations. Coincidentally, perhaps, this parallels what physicists tell us about the behavior of energy, which is said to transition  from creation to stasis and finally dissipation. The energy never disappears, of course. It eventually becomes part of another creation and the cycle repeats endlessly. The Agbole - which is deliberately organized as an extended family institution - aspires to break the cycle of wealth dissipation by extending the creation phase so that it lasts at least one hundred years. 

As a family,  if the Agbole fails to sustain the creative enthusiasm and passion of the first generation, we increase the risk of our wealth slipping into stasis and then dissipation. Here, it's a good idea to offer up a working definition of wealth. Family wealth manager, James E. Hughes tells us that family wealth consists of three forms of capital: 

1. Human: Each member of the family is an asset. 
2. Intellectual: Individually and collectively, the family members possess unique knowledge, experiences and skills. 
3. Financial: Individually and collectively, the family members generate and possess money, investments and holdings. 

Even more importantly, Hughes goes on to emphasize the fact that few families have understood that without active stewardship of their human and intellectual capital, they cannot preserve their financial capital.  This means that, in addition to generating financial capital, the successful family will also develop and maintain a vigorous succession plan that assures that wealth continues to grow from one generation to the next.  

One way in which the Agbole intends to operationalize its wealth management plans is by making good use of the traditional Yoruba family hierarchy, which can be conceptualized as a pyramid: 

1. The Elders function as Master Craftsmen. They operate at the top of the pyramid. They expand the Agbole network by building strategic relationships that continuously generate financial success for the Agbole.  You might say that the Elders hunt for a living.  They devote 80%+ of their time to business development and account management.  In this regard, their job is not project delivery or production. Instead, they find work that others will deliver on.  They build financially beneficial relationships.
2. The Mentors function as Journeymen (in business terms, they would be considered managers). They spend their days working directly with clients (i.e., sponsors, investors, and donors) and keeping their teams busy and on track.  They project manage others and keep the wheels of the projects running at optimal levels.  They hold the Agbole together! In addition, the Agbole leverages the Mentors by empowering them to coach and correct the Youth who, in the end, are the future talent pipeline of the family.
3. The Youth function as Apprentices. In business terms, they are Junior Consultants. The Youth are the bright, up and coming professionals - generally between 21-25 years old - who are super impressionable, eager to please, and ridiculously smart.  They are putting in the long hours figuring out how to do research, run queries and crunch data into fine powder.  By the time they have been on a half dozen projects, the Youth should client-ready and fairly self-sufficient. 

Every Agbole project will make use of all three roles. They represent what you might call the archetypes and the typical roles that the Agbole will activate on all projects. This business model is intended to encourage the generation of financial capital and support the succession plan, assuring that wealth continues to grow from one generation to the next.  

According to Yoruba tradition, the sacred use of money had its beginning in the Ejigbomekun Market, a mythological place where the deities conducted the transactions that would enable them to perform wonders in the world. It was through their earthly achievements that the deities purify and elevate their spirits in preparation for their heavenly return.  This is established in the teachings of the Holy Odu OyekuLogbe, which says:

A tree knot is the one that fears no rain
This was Ifa's message to Olodumare Agotun
The king who created the well-balanced earth
When he was going to create a marketplace on water
Behold! When you get to the earth
Do not forget heaven 
For earth is but a marketplace
Heaven is our home
You shall give account of all your deeds
While on earth
- Holy Odu OyekuLogbe

In this regard, we see how the marketplace, which is activated by countless transactions, draws the world of spirits into the world of things. This notion, which is borne out of African indigenous knowledge, challenges our narrow view of ancient peoples. We tend to think that our ancestors were primitive, superstitious and maybe a little stupid. But, let's consider another possibility; What if we choose to believe the sacred texts, the myths, rituals, beliefs and traditions? We are comfortable with the idea that we govern our own lives through rational thought and scientific precision. But what if we accept the possibility that there exists a world beyond our physical world, where activity is caused by forces that are beyond our ability to perceive? That is, what happens when we seriously consider the fact that, if there are causes that we can detect with our five senses, there might also be additional causes that we cannot detect until we have developed extra-sensory perception? 


It's important to consider the ancient concepts of money, markets and transactions because these considerations help us to redefine our relationship to money. More precisely, it's essential that modern Africans reclaim our understanding of money as a living, spiritual force that has the capacity to heal. That is, in the same way that the deities descended upon Ejigbomekun Market in order to acquire the tools and experiences that would enable them to perform wonders in the world, so can we humans, construct a marketplace wherein we can circulate money that is imbued with a healing impulse. 

Money circulates through the marketplace through transactions. To be sure, a transaction is an agreement between two or more parties. But where do agreements reside? Certainly not in the documents where they are articulated, nor in the courtrooms where they are reinforced. Agreements, like love, can only exist BETWEEN parties. Neither party possesses the agreement, but the two of them create, sustain and strengthen the agreement together. As the parties change and evolve, so does the agreement. Today, Africans have reached a pivotal stage of evolution that warrants a reconsideration of our agreements with one another and our collective relationship with money. More precisely, the time has come for us to use money to heal our condition and empower our future. 

Work is a four letter word! Fewer than 6% of Americans love their work, in spite of the fact that we spend over 30% of our lives at work. No wonder half of American marriages end in divorce. Practically everybody's in a state of misery. We have sold out our dreams in order to have jobs. Consequently, work has become a dreadful place that hardly inspires a sense of awe and wonder. But labor is life! A popular Yoruba poem reads this way: 

Ise Logun ise, Work is the antidote for poverty
... Mura si se re, ore mi 
Work hard and work smart, my friend
Ise la fi ndeni giga 
Hard and smart work brings success
Bi a ko ba reni fehin ti 
When there is no one to rely on
Bi ole la ri 
Its like we are lazy
Bi a ko ba reni gbekele, 
When there is no one to trust
A te ra mo se ni. 
We focus more on our work
Iya re le lowo lowoh 
Your mother might be rich
Baba re le lesin lekan 
Your father might own a thousand and one horses
Ti o ba gbojule won 
If you rely on them
O te tan ni mo so fun o 
In truth, you might be on sinking ground

Apa lara igupa ni ye kan 
families are like the arm, while extended family are like the elbow
B'aiye ba fe o loni 
If you are loved by the world today
Ti o ba lowo lowo, won a tun fe o lola 
If you are still rich, they will love you tomorrow as well
Abi ko wa nipo atata If you have an esteemed position
Aiye a ye o si terin terin 
You will be honored with "fake"laughter
Je ki o deni ti ra ngo 
If you unfortunately loose your money or position
Ko ri bi won ti nyin mu si o 
They'll turn their back on you

Iya mbe fomo ti ko gbon 
There is suffering for the foolish child
Ekun mbe fomo ti nsare kiri 
and there is sorrow for the child that have no plan or vision
Mafowuro sere ore mi 
Don't waste your formative years, my friend
Mura sise ojo nlo. 
work hard and plan well now, because time waits for no one

Activity and continuous struggle to make things happen represent the essence of life, in every dimension of nature. The river never ceases to reach for the sea. The most meager grass will find a way even through concrete. The journey of life is a labor of love. In the holy odu Ogunda Owonrin, Ifa teaches us that the industrious man and woman, of true dignity, who glorify work, are on their way to affluence and victory over all enemies. Ifa teaches us that it is through our work that we transcend the small mindedness of others. Deeds are seeds! The harvest will appear in due season!!!! Ase!